ACA Plans

Find the Right ACA Plan for Your Health and Budget

Our Providers

Your Path to Affordable Health Coverage.

Discover ACA Plans with LXV Advocates

Navigating the ACA (Affordable Care Act) doesn’t have to be complicated. If you’re in the Phoenix area, LXV Advocates is your trusted partner in finding Marketplace plans tailored to your healthcare needs and budget. From Bronze to Platinum plans, we provide personalized guidance to help you secure comprehensive coverage with ease. Let us simplify the process so you can focus on what matters most—your health.

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Call: 623-244-7464

Benefits

Essential Health Benefits

Covers a wide range of services, including doctor visits, hospital stays, emergency services, preventive care, and mental health services.

Prescription Drug Coverage

Access to affordable medications across various tiers to help manage healthcare costs.

Preventive Care at No Extra Cost

Includes free preventive services, like screenings, vaccines, and wellness visits.

Income-Based Subsidies

Financial assistance is available to reduce monthly premiums and out-of-pocket costs, based on household income and family size.

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Find the Perfect ACA Plan for Your Needs

What Does an ACA Plan Cover?

ACA plans provide comprehensive health benefits to ensure your well-being and financial peace of mind. With guidance from our experts, you can easily explore coverage options tailored to your specific needs:

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We've got answers

Frequently Asked Questions

1.What is an ACA Plan?

ACA plans, also known as Marketplace or Obamacare plans, are health insurance options available to individuals and families under the Affordable Care Act. They provide comprehensive coverage, including essential benefits like doctor visits, hospital stays, prescription drugs, and preventive services, ensuring accessible and affordable healthcare for all.

2.What types of ACA plans are available?

ACA plans come in four categories: Bronze, Silver, Gold, and Platinum. These categories differ based on the balance of monthly premiums and out-of-pocket costs. Whether you need a plan with lower premiums or one that offers lower copays, we can help find the right balance for your budget and healthcare needs.

3.What does an ACA plan cover?

ACA plans cover a wide range of essential health benefits, including preventive care, emergency services, hospitalization, prescription drugs, mental health services, and more. These plans are designed to provide broad, comprehensive coverage for individuals and families.

4.Who is eligible for an ACA plan?

ACA plans are available to U.S. citizens and legal residents who do not have access to affordable coverage through an employer. Eligibility for ACA plans also includes options for financial assistance, like subsidies, which can help reduce monthly premiums based on your income level.

5.How can I enroll in an ACA plan?

Enrollment in an ACA plan typically occurs during the Open Enrollment Period. However, you may qualify for a Special Enrollment Period if you experience certain life events, like a job loss or marriage. Our team can guide you through the enrollment process and ensure you find a plan that meets your health and financial needs. Some of the plans we offer include, UnitedHealthCare, Banner/Aetna, Ambetter and more!

6.How do subsidies work with ACA plans?

The ACA offers subsidies, or premium tax credits, to help make healthcare more affordable. These subsidies are based on your household income and family size. If you qualify, they can significantly reduce your monthly premium costs, making quality coverage more accessible.

7.How can I choose the best ACA plan for me?

Choosing an ACA plan depends on your healthcare needs, preferred providers, and budget. Our team can help you navigate the options, comparing various levels of coverage and premium costs, to find the plan that aligns with your health goals and financial situation.

8.Can I change my ACA plan after enrolling?

Yes, you can change your ACA plan during the annual Open Enrollment Period or if you qualify for a Special Enrollment Period due to a life event. If you're considering a change, we can assist in evaluating your options to ensure you select a plan that best meets your updated needs.

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